Personal Loan Digital Service
ONBHARATCORP SERVICES offers a seamless and cost-free digital application process for unsecured personal loans through various banks, allowing users to complete the entire procedure online. Utilizing a virtual KYC (V-KYC) system on the bank’s portal, applicants can easily submit their personal loan requests by providing their AADHAR and PAN details. This service is specifically designed for salaried professionals and connects users with over 50 RBI-approved banks and non-banking financial companies (NBFCs). The process includes an online video KYC conducted via mobile devices, ensuring convenience and efficiency without the need for physical paperwork or branch visits. With quick disbursal times and competitive interest rates, these unsecured loans are based on the applicant’s CIBIL score and income, eliminating the requirement for collateral. To apply, individuals need to submit only essential KYC documents, bank account details, proof of income, income tax returns, and any statements of account if applicable. Additionally, ONBHARATCORP SERVICES provides personalized support from banking professionals during business hours, ensuring that applicants receive guidance throughout the loan application process.
Documents Required:
- Color Copy Of Applicant’s Passport Size Photo
- Color Copy Of Applicant’s AADHAR CARD
- Color Copy Of Applicant’s PAN CARD
- Color Copy Of Applicant’s Offer Letter From Latest Employer
- Color Copy Of Applicant’s Appointment Letter From Latest Employer
- Color Copies of Applicant’s 6 Month’s Salary Slips
- Color Copy Of Applicant’s Proximity Card From Latest Employer
- Color Copy Of Applicant’s Address Proof If Residential Address Is Different Than Mentioned In AADHAR CARD
- Color Copy Of Applicant’s 1 Year’s Bank Account Statement (Where Salary Gets Credited Every Month)
- Copy Of Applicant’s Last 3 Years ITR-1 Forms
- Color Copy Of NOC(No Objection Certificate) or Copy Of Statement Of Accounts For Running Or Closed Loans (If Any)
- Color Copy Of NOC(No Objection Certificate) or Copy Statement Of Accounts For Running Or Closed Credit Cards (If any)
- Copy Of Applicant’s Latest CIBIL Report Copy For Analysis. Click Here To Get Latest CIBIL REPORT At Free Of Cost.
- Color Copy Of Passport Size Photo, AADHAR & PAN CARD Of Applicant’s First Guarantor From Applicant’s Relative Circle
- Color Copy Of Passport Size Photo, AADHAR & PAN CARD Of Applicant’s Second Guarantor From Applicant’s Friend Circle