Gold Loan Digital Service

Experience a seamless and cost-free gold loan application process with OnBharatCorp Services, designed to be fully digital and secure. Utilizing V-KYC technology on the bank portal, applicants can easily apply for a gold loan using their Aadhar and PAN numbers, provided they are over the age of 21. This innovative service allows individuals to submit their applications digitally to over 50 RBI-approved banks and non-banking financial companies (NBFCs). One of the standout features of this service is the convenience of having a bank executive visit the applicant’s home to collect the gold, eliminating the need for any branch visits. With a quick disbursal process, minimal paperwork, and competitive interest rates, the loan is based on the gold collateral valued at 70% of its current market price. To facilitate the disbursal, applicants only need to provide KYC documents, proof of address, and bank details. Additionally, personalized support is available at no cost during banking hours, ensuring that every step of the process is smooth and efficient.