Overdraft Loan Digital Service
ONBHARATCORP SERVICES offers a seamless digital application process for obtaining a free-of-cost unsecured overdraft loan, allowing users to complete the entire procedure online. Utilizing V-KYC technology on the bank’s portal, applicants can easily verify their identity using their AADHAR and PAN numbers. This service is designed for both salaried individuals and business professionals, providing access to a line of credit through a digital overdraft application with over 50 RBI-approved banks and non-banking financial companies (NBFCs). The process includes an online video KYC conducted on your mobile device with the respective lender, ensuring a quick and efficient experience. With no need for paperwork or branch visits, applicants can benefit from low-interest rates and receive funds promptly. The loan is unsecured, relying solely on the applicant’s CIBIL score and income, eliminating the requirement for collateral. To apply, individuals need to submit basic KYC documents, bank details, proof of income, income tax returns, and statements of accounts if applicable. Additionally, ONBHARATCORP SERVICES provides personalized support from banking professionals during business hours, ensuring that applicants receive assistance throughout the process.
Documents Required To Avail Overdraft (Line Of Credit) Facility In Case Of Salaried Professionals:
- Color Copy Of Applicant’s Passport Size Photo
- Color Copy Of Applicant’s AADHAR CARD
- Color Copy Of Applicant’s PAN CARD
- Color Copy Of Applicant’s Offer Letter From Latest Employer
- Color Copy Of Applicant’s Appointment Letter From Latest Employer
- Color Copies of Applicant’s 6 Month’s Salary Slips
- Color Copy Of Applicant’s Proximity Card From Latest Employer
- Color Copy Of Applicant’s Address Proof If Residential Address Is Different Than Mentioned In AADHAR CARD
- Color Copy Of Applicant’s 1 Year’s Bank Account Statement (Where Salary Gets Credited Every Month)
- Copy Of Applicant’s Last 3 Years ITR-1 Forms
- Color Copy Of NOC(No Objection Certificate) or Copy Of Statement Of Accounts For Running Or Closed Loans (If Any)
- Color Copy Of NOC(No Objection Certificate) or Copy Statement Of Accounts For Running Or Closed Credit Cards (If any)
- Copy Of Applicant’s Latest CIBIL Report Copy For Analysis. Click Here To Get Latest CIBIL REPORT At Free Of Cost.
- Color Copy Of Passport Size Photo, AADHAR & PAN CARD Of Applicant’s First Guarantor From Applicant’s Relative Circle
- Color Copy Of Passport Size Photo, AADHAR & PAN CARD Of Applicant’s Second Guarantor From Applicant’s Friend Circle
Documents Required To Avail Overdraft (Line Of Credit) Facility In Case Of Business Professionals:
- Color Copy Of Applicant’s Passport Size Photo
- Color Copy Of Applicant’s AADHAR CARD
- Color Copy Of Applicant’s PAN CARD
- Color Copy Of Applicant’s Business Registration Proof(Shop License/CIN/PAN/TAN/MOA/MOU/GSTR Certificate/MSME Certificate, etc..)
- Color Copy Of Applicant’s Latest Business Premise Displaying Name And Owner(s)
- Color Copies of Applicant’s Business Premise Ownership Proof
- Color Copy Of Applicant’s Business Premise Light Bill in case if Business is on Rented Premise
- Color Copy Of Applicant’s Address Proof If Residential Address Is Different Than Mentioned In AADHAR CARD
- Color Copy Of Applicant’s 1 Year’s Business Account Statement (Where Sales And Purchase Gets Recorded On Every Frequency)
- Copy Of Applicant’s Last 3 Years Business ITR(ITR-3/4) Forms
- Color Copy Of Applicant’s NOC(No Objection Certificate) or Copy Of Applicant’s Statement Of Accounts For Running Or Closed Loans (If Any)
- Color Copy Of Applicant’s NOC(No Objection Certificate) or Copy Of Applicant’s Statement Of Accounts For Running Or Closed Credit Cards (If any)
- Copy Of Applicant’s Latest CIBIL Report Copy For Analysis. Click Here To Get Latest CIBIL REPORT At Free Of Cost.
- Color Copy Of Passport Size Photo , AADHAR & PAN CARD Of Applicant’s First Guarantor From Applicant’s Relative Circle
- Color Copy Of Passport Size Photo, AADHAR & PAN CARD Of Applicant’s Second Guarantor From Applicant’s Friend Circle